Tag Archives: vehicle title loans

If you are currently jobless and you find yourself in need of money, but aren’t able to get a loan that comes with no income verification, there is an alternative. You may not know it, but you can get title loans online from us in Canada even if you don’t have a job. These loans are surprisingly easy to get! Same Day Cash Loan approves loans with few requirements and at the most favorable loan terms.

Title Loans: What Exactly Are They?

A title loan is when a lender uses your car title as collateral and gives you the needed funds requested. Minimal documents are needed and you can already get the loan with no income verification or credit score checks. The loan term usually lasts for 1-4 years and offers a convenient repayment schedule and prepayment facility without any penalties.

What Are The Requirements?

These documents are only required for verification and are not to be kept with us:

Proof of legal age in your location
Your vehicle should not be older than 10 years
A lien-free car title
Registration and insurance papers of the vehicle
A valid Canadian driver’s license
Proof of permanent residency in Canada
A separate set of keys to your car

How Do You Get Started?

Your first step is to gather all the needed requirements. After you have found your requirements, visit our website and fill out the application form. You will be contacted by a representative shortly to get the verification and vehicle inspection done. Once approved, we will contact you and give your car title loan money. The whole process is completed on the same day of application.

What Are The Benefits?

You will have the freedom to drive the vehicle that you choose without the threat of losing it while you make payments on your loan.
You can get the loan with no income verification and the process is super fast.
There are no prepayment penalties, which means you can repay the loan even before the loan term ends.

How Can I Get A Title Loan Without A Job?

In our digital age, loans can be availed by anyone even those with no income verifications or credit checks. There are valid reasons why some lenders reject some people applying for loans.

But we, at Same Day Cash Loan are here to help you through your difficult times through car title loans. You can apply for one without leaving your home. How convenient is that?

Visit our website today or call our toll-free number at 1-855-904-9880. We would love to be of help to you. Apply today!

minimum credit score loan

Minimum Credit Score Loan Available In The Market

March 4, 2020 Jorden K

Getting rejected for a loan when you need quick cash, because of a bad credit score can be a little disheartening. There’s nothing that you can really do instantly to improve your score when applying for a loan. Maintenance of a good credit score is vital i for loan approval of any sort. Nowadays lenders have become vigilant in disbursing loans. Having a good credit score definitely works in your favor but what do you do if you have bad credit?t. There is no need to worry. A minimum credit score loan in Canada is provided by one of the best private lenders. You can borrow up to $40,000 against the title of your vehicle from Same Day Cash Loan. These loans require no Debt Check! First let us understand the importance of credit scores and how they impact the loan process.

Credit Scores aren’t just numbers!

For anyone applying for a loan, the credit score is usually one of the first things that is considered. A credit score is your rating in the market that shows how trustworthy you are with money. It ranges from 300 to 900 points, the latter being the best. The higher your credit rating, the better the chances of you getting approval for a loan. Anything below a mark of 574, is considered poor credit and may result in rejection. Or you may get a loan but at a very high interest rate. We, at Same Day Cash Loan don’t check the credit history of the borrower as our loans are secured by the title papers of the vehicle. Our no credit check car title loans work in favour of the borrower.

Why a Minimum Credit Score?

After the huge financial crisis that engulfed the entire global market in 2008-09, lenders became choosy while selecting the candidates for loans. They wanted to ensure that the money being lent would l be returned by the borrower. So, now while choosing and approving, many factors are considered, to determine whether the borrower would be in a position to pay back the borrowed funds or not. Banks and other financial institutions check credit scores for this purpose. After all, lending money involves a lot of risks, soby using their credit rating helps banks measure if a client would be a good candidate to pay back a loan. . The bottom line t is if you have a decent credit score to be eligible for a personal loan from a bank.

But not everybody falls under the perfect score category. A minimum credit score loan is a great option for those with a poor credit rating.. All types of credit are accepted for this type of loan. There is no need to worry about credit history while applying nor do you have to provide your employment details. The whole loan process takes less than 24 hours. A borrower can rest assured that his fully paid vehicle can help during an emergency. All you need is the vehicle title to be used as collateral for the loan. There is no need to stop using your car because we won’t keep it locked up for the duration of the loan. You can take the money and continue driving your car as usual. All you have to provide is:

Canadian driver’s license
Proof of age
Registration and insurance documents
Lien-free title to a car that’s under ten years old
Proof of address
Extra set of keys to the vehicle

As mentioned before, many financial institutions will consider credit scores before lending you the money. And many people don’t qualify for loans because of bad credit or no credit history. Good news is they can get vehicle title loans from us to resolve their money problems. We process the loan request faster than other lenders and give same-day cash loans. The good part here is that borrowers with bad credit scores can improve their scores by clearing the previous debts by loaning money against the title of the car.

Call us today at 1-855-904-9880 (toll-free) to know more about minimum credit score loan. You can also apply online to get in touch with us.

auto title loans

How To Get Easy Finance In A Day’s Time Without A Credit Check?

April 16, 2021 Jorden K

Handling debt is not everybody’s cup of tea. People try their best to not get into the murky waters of debt issues. It’s difficult to keep up with the changing lifestyles and increasing cost of living. Despite managing their budget and savings every month, many people end up missing out on their payments on credit card or utility bills.

Sometimes, medical emergencies strike and add more financial burden. Lack of money takes away the sense of security and comfort. In order to get out of the debt cycle one can go for easy finance options and opt for a no credit score check loan which is also known as car title loan. Same Day Cash Loan helps its clients by providing easy loans against their vehicle.

What are the documents needed to apply for the loan?

We pride ourselves in making the loan process easy for our clients. We process your loan requests with minimal documentation. All you need are the following:

Proof of legal age in your location
Lien-free vehicle title
Vehicle registration under your name
Valid Canadian driver’s license
Proof of permanent residence
Insurance papers of your vehicle (inclusive of collision and comprehensive)
A spare set of car keys (it should work on all doors and ignition)

For more information on our vehicle pawn loan, call us at our toll-free number 1-855-904-9880 or apply online.

You can also follow us on social media:

Facebook: https://www.facebook.com/Same-Day-Cash-Loan/
Twitter: https://twitter.com/samedaycash1

vehicle title loans

Vehicle Title Loans and All About Them

February 17, 2020 Jorden K

It comes as a shock when one has to face an unannounced cash crunch while living on a budget. Even when one does manage all the finances on a regular basis, money needs can arise anytime. Asking friends and family for it at times like these isn’t an option for many. So, what are the options they have and what can they do? Many people opt for loans from private lenders, which sounds like a sensible thing to do. One such option available to Canadians is a vehicle title loan. These are speedy loans that allow people to look after their cash crunch using the title of their vehicle as security for a loan.

Let’s get to know more about these types of loans!

What are they?

The name itself explains a lot about them. The title of the vehicle is kept as collateral with the lender. The lender then provides funds to the owner of the vehicle as a loan. This amount of the loan is given for a specific period of time. During that time period, the borrower has to return that amount by making regular monthly payments. There’s a whole process through which a borrower undergoes to get the loan. Unlike other lenders, Same Day Cash Loan has made it very easy for the borrower to get a loan.

How do they work?

They are very simple and don’t need much work. The steps mentioned below will give the readers an idea about the process.

The borrower connects with us for an auto title loan and fills out an online application form with some basic details.
We then processes the application by checking for a few mandatory points.
The loan amount is decided according to the wholesale market value and condition of the vehicle.
This loan value is arrived at after checking the papers of the vehicle and condition. The vehicle also has to be registered and insured in the name of the person seeking the loan.
Other details like vehicle model, vehicle age, kilometers on the vehicle, proof of address, Canadian driver’s licence, insurance papers, etc. are also required.
The title of the vehicle is then kept with us for the duration of the loan.
For that time period, we place a lien on the title for the duration of the loan. .
The borrower receives the title back once the loan amount is paid in full and final. Lien is then finally removed.

Where to go for such loans?

When you’re stuck and need immediate cash, you think of personal loans or help from family or friends. Banks and other finance institutions have their own set of rules and take their own sweet time to complete the process. But urgencies can strike at any time, and no one can wait for these institutions to complete the process in 4 to 5 days. They sometimes take more time than a couple of days. However, with changing times, people are going for vehicle title loans from private lenders who understand the need for fast cash. We, at Same Day Cash Loan, have a unique way of working. It is way simpler than the traditional bank. Personal loans are becoming a thing of the past now. People with poor credit score cannot expect banks to lend them money. Or people with no credit history can also not go to banks. We don’t ask for either! There are many more benefits one is entitled to when dealing with us.

Benefits you get:

No job requirements.
Credit Score won’t be an issue if the numbers are not in your favour as we don’t do any Debt Check.
Flexible monthly payments.
Loan Terms are up to 5 years
Competitive interest rates that do not put a burden on the borrower’s monthly budget.
Borrow up to $40,000
keep your car
One need not be a job holder to apply for a loan with us.

Vehicle title loans can be of great use in times of emergencies. What could be better than getting cash the same day in return for the title of your car and solve all your money problems? Fill out the online application form or give a call at toll free 1-855-904-9880 and get in touch with our Same Day Cash Loan experts.

You Can Also Follow Us On Social Media:

Twitter: https://twitter.com/samedaycash1

Tag Archives: vehicle title loans

How To Get Title Loan With No Income Verification