Do you own a fully paid-off 2014+ car?


Get Up to $40,000 Cash Now!



For the past ten years, Same Day Cash has committed itself to helping Canadians by providing an extensive array of financial services under one roof tailored to the underbanked's needs. Our proficiency in car title loans is unmatched, offering you a dependable and effective way to get the money you need. Whether you're facing an unexpected expense or need quick access to cash, our auto title loans can help you transition from a difficult financial situation to something more manageable.

We believe Canadians with damaged credit histories deserve more options than just traditional financial institutions. That’s why our car title loans and personal loans are designed to be accessible and flexible, ensuring that you get the support you need regardless of your credit history. We prioritize our client's needs and handle their financial challenges as though they were our own, which has earned us the title of best financial services provider in the country.

With Same Day Cash, you can rest assured that our car title loans will provide the financial relief you need, without the hassle of lengthy approval processes. Grab your car keys and let us help you navigate through financial challenges with our dependable vehicle title loans.

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    Apply online Or Call Us Directly

    Start by completing our brief and simple online application or you can contact us 24/7 at 1-855-904-9880 for car title loans.

    Loan Approval

    After your application for title loans has been reviewed and accepted, we will provide you with a loan offer that contains the amount, interest rate, and repayment conditions.

    Receive Your Funds

    After you agree to the loan terms and sign the necessary documents, you'll receive your funds promptly, often within the same day.

    Repay and Drive On

    Make regular payments according to the agreed schedule. Throughout the loan period, you keep and use your vehicle as usual.

    Call Now: 1-855-904-9880


    • Must be of Legal age with a valid Canadian driver’s license
    • Vehicle Must be fully paid for - No liens
    • Vehicle year is 2014 and up
    • Proof of Address
    • Insurance & Registration In Your Name


    Yes, your credit history might be a barrier to obtaining traditional loans. However, a car title loan is an alternative that is based on the equity of your vehicle rather than your credit score. Using your car as collateral allows you to get the financing you need fast and simply, generally with more flexible approval conditions.

    Call Now Get Started


    Unlock the benefits of auto equity loans and bid adieu to the hassles of traditional finance. Here's why going with us means going with simplicity and speed


    Quick Cash Access

    Do you need money right now? We can put money in your palms just when you need it most, we've got your back.


    No Credit Check

    Don’t allow a subpar credit history keep you from getting back in. Your car's price is your ticket to financial independence when you use our no credit check loans.



    With our unparalleled flexibility, you can borrow against your car’s equity to get funds that are tailored to your goals and unique situation.


    No Employment Verification

    Traditional loans often require proof of steady income, but not us. We believe in providing options, even for those without traditional employment.


    Less Documentation

    Bid farewell to the voluminous amounts of paperwork. All we want is your proof of ownership and our streamlined process for giving us the pertinent details about your vehicle.


    No Penalties for Payment in Advance

    Do you want to pay off your debt faster? Try it out! We don’t charge any penalties for that.


    • Lowest Interest Rates: From 9.95% to 29%.
    • We Offer Short And Long Term Loans.
    • Loan Repayment terms Up to 5 Years.
    • Low Monthly Payment Rates.
    • Flexible Payment Options.
    • Pay off your loan at any time without penalty!

    Who We Help

    • Employed, Jobless, or Transitioning Between Jobs: We support all parties, irrespective of their work situation or credit background.
    • Avoid Financial Stress: Use our loans to prevent bankruptcy, repossession, eviction, and default payments.
    • Leverage Your Assets: Access equity in your vehicle, RV, boat, motorcycle, or other power sports equipment.
    Possible Title Loan Example: $1200 Borrowed For 12 Months.
    Interest $196.74. APR 29%.
    Total Amount Payable: $1,396.74
    Call Now


    Lucas K

    Service Beyond Expectations

    My business was struggling, and I needed quick cash to buy new inventory. With the Same Day Cash Loan against my car title, I got the funds I needed without the hassle of traditional bank loans. It helped me keep my business afloat during tough times.

    Noah R

    Expect The Unexpected

    Emergency home repairs left me struggling for money. Fortunately, Same Day Cash Loan provided the quick solution and instant cash I needed. I was able to fix the problem immediately, avoiding further damage and stress. It was a game-changer for me.

    James M

    Amazing Service

    As a small business owner, I often face cash flow challenges. When an unexpected opportunity for growth arose, I needed quick cash. Same Day Cash Loan provided the funds I needed to seize the opportunity and expand my business.

    Alice Bennet

    Impressive and top quality work

    Getting a title loan was a real lifesaver for me. It was super easy and fast. I got the funds I needed without any trouble. Same Day Cash Loans gave me the flexibility to sort out my money situation fast. Definitely recommend it if you're stressed and need instant cash.

    Frequently Asked Questions

    Find the answers to frequently asked questions concerning our lending services below. Please contact us directly if your question is not addressed here.

    1. What is a car title loan?

    A car title loan is a short-term loan in which the borrower uses their vehicle's title as security. The borrower continues to use it during the loan time.

    2. How does a car title loan work?

    In order to qualify for a car title loan, the borrower needs to be a car owner. Based on a proportion of the vehicle's assessed worth, the lender makes a loan offer. Then, within a given time frame, the borrower commits to repaying the loan plus fees and interest.

    3. How much can I borrow against my vehicle?

    You can get up to $40,000 in loans from us depending on your car's worth.

    4. What is the interest rate for car title loans?

    Our rates can range from 9.95% to 29%.

    5. How long do I have to repay a loan against my car?

    Repayment terms vary by lender. Ours are up to 5 years.

    6. Can I get a cash for car with bad credit?

    Because the loan is backed by the title of the vehicle, yes, people with poor credit or no credit history can apply for car title loans.

    7. Will a car title loan affect my credit score?

    No, car title loans typically do not affect your credit score.

    8. Can I repay a car title loan early?

    Many lenders allow early repayment without penalties, but it's essential to confirm this with your lender. We do not charge any penalties.

    Qualification Criteria for Car Title Loans

    • Legal age or above with a Valid Canadian Drivers License
    • Proof Of Ownership
    • Collision & Comprehensive Insurance
    • Proof of Address
    • Vehicle Requirement: Vehicle 10 Years Or Newer And 180,000 KMS Or Less.
    Toll Free +1 855-904-9880