Category Archives: car title loan

car title loan

Long Term Loans Can Help You Get Cash For Your Financial Emergencies!

The cost of living has become highly expensive these days, and sometimes it is difficult to control our finances. We all need money for our basic needs and sometimes we need cash to quickly cover financial emergencies such as medical bills, school fees, home or car repairs and other expenses. But getting money is not an easy task. Having a bad credit history is quite common these days. Your bad credit can stop you from getting a loan from a financial organization or bank because banks are not exactly comfortable in taking a risk in not getting their money back especially if you have a history of poor credit. In such cases, you need the best resource to get quick cash. Your vehicle can do just that and give you the best solution for all your financial problems! Long term loans can help you get cash immediately.

Use Your Vehicle Title as Collateral to get The cash you need!

Getting a long term loan with Same Day Cash loan may be the best remedy to your financial requirements where your vehicle is used as collateral to get the cash you require.

Yes, you have heard right! If you own a lien-free car, you can easily qualify for a loan based on your car’s title. These loans are car title loans or long term loans because these loans have the longest loan terms in the industry.

A title loan can help you get quick money when you times are hard financially. These are secured loans where you use the title of your vehicle as collateral to get the cash you require for your needs. It’s easy to qualify! You would need a vehicle that is fully paid in off and be lien free. Your car is then inspected to determine the loan amount that you will be qualified for. This is the fastest way to access funds while you get to keep driving your vehicle during the loan.

Bad Credit Problems? No Worries!

Long term title loans are available for people with bad credit or no credit at all. So your poor credit score and even a previous bankruptcy cannot stop you from obtaining a loan with us. There are no Debt Check, and your employment status does not matter with us. We simply consider the amount of equity in your vehicle to determine how much you can borrow against your car title.

Get Approved Online

You can apply online and get approved by completing our short application form. You are required to fill in your necessary information and the year, make, model and mileage of your vehicle. We will contact you shortly with loan options and give you detailed information regarding our loan terms, monthly payments and answer any questions you may have.

Quick and Easy

Applying for a long term loan is easy and fast with us. Your car must have substantial wholesale value to qualify for a loan. You can fill out the application and then speak with our representatives who will help you get approved quickly. The application takes less than five minutes, and you can be approved within an hour. The whole process is streamlined for your convenience. If you’re in need of cash, a title loan is an excellent choice!

Minimum Requirements

You are required to fulfill the following minimum requirements:

● You must be the age of majority
● Own a vehicle which is no more than ten years old
● A clear lien-free title to your car
● Proof of vehicle registration and insurance in your name
● A valid Canadian drivers license
● Proof of permanent residence
● The second set of keys to your car

Keep your Vehicle
We hold onto your vehicle title for the duration of the loan but not your vehicle. Once the loan is paid in full, we will promptly return your car’s title to you. This is the best part of the loan as you don’t need to give up your car, and you can continue to drive it as normal.

No prepayment Penalties
There are no penalties on early payments. So you can make early payments or pay your loan in full early at any time.

Hurry up and call us (toll-free) 1-855-904-9880 or apply online to get a quote on your car today. We are always here to help you out at every step of the loan process!

car title loan

How Convenient Car Title Loans Are For a Borrower?

Did you know that many of the cars on the road today can still be financed by a loan, even if they’re worth less than their purchase price? If you find yourself in a situation where you cannot borrow money from traditional sources, it’s time to consider convenient car title loans. 

Here’s How They Work and Why These Loans Might be the Best Option For You!

  1. Car title loans allow individuals to borrow funds secured by a vehicle’s title loan.
  1. The loan amount is based on the car’s equity and the interest rate on the loan (a certain percentage of your monthly car payment).
  1. You pay this amount back in cash each month until your car is paid off completely. 
  1. Once you’ve paid off your obligation, your title to the car is returned to you.
  1. Car title loans allow you to get the cash you need immediately. This way, you can take care of an emergency expense today and still have enough money to pay off the loan promptly.
  1. When compared to other loans, a car title loan is often the fastest and easiest way to get cash when you need it. 
  1. There are no credit checks or credit reports done with a car title loan, making it possible for many individuals to qualify for one of these loans.
  1. All you need is a car that is paid off and not older than 10 years.
  1. To apply for car title loans, you’ll need to apply online with us at Same Day Cash Loan. 
  1. Be sure to ask about the interest rate on a car title loan and compare it to other loans you may qualify for before making your decision! 

How Much Amount Can You Borrow Over Your Car?

We understand that you might have questions about available options and the cost of applying for a car title loan. We’ve created this handy guide to help you decide if you are interested in getting car title loans Check out our website today.

The amount you can borrow varies from vehicle to vehicle and its condition. As of today, we can provide loans up to $40,000, but this number is subject to change.

Once you fill out an online application, you will know exactly how much your car is worth. If your car has been damaged by natural disasters such as floods or hurricanes, it will give a lower value than if it had minimal damage or none at all. The car’s value is also affected by how new or used it is and its mileage. The more mileage your car has, the lower its value.

We don’t Run Any Credit Checks, and You Can Apply With Bad Credit Also.

If you’ve had trouble with your credit rating in the past or have a relatively new credit score, you can still get approved for car title loans at Same Day Cash Loan. We do not run any credit checks when we review your application. If you want to know more about how our loans work and how much you can borrow, call us today at 1-855-904-9880 or apply online at https://www.samedaycashloan.ca/.

car title loan

How To Know That You Qualify For a Car Title Loan?

For many people, auto title lending is a way to maximize their car’s value and increase their credit score. However, it can also be very useful in times of financial need. If you’re considering getting car title loans, you should carefully weigh the pros and cons of taking on this type of debt via Same Day Cash Loan. 

A car title loan is a secured loan where you borrow the cash over your car’s title. You receive a check, or the money directly goes to your bank account. You have to pay back the loan with interest for all of the money you borrowed. In addition, there are some fees associated with a car title to check the condition of your vehicle for any accidental damages that may have taken place in the past.

The amount due on your loan depends on how much your car’s current market value is.

Whether You Qualify or Not?

To get qualified and approved for car title loans, you need to keep these things in mind before applying.

  1. You need to be of the legal age and must have a valid Canadian driver’s license
  2. You must fully insure your vehicle with collision and comprehensive
  3. The proof of current address
  4. Clear title vehicle
  5. Insurance and registration of the vehicle you want to borrow money against must be in your full legal name
  6. You must have a spare key that works on the doors and ignition of your vehicle

We Provide The Easiest Loan Process In The Market

  1. You can fill out our easy and quick online application form
  2. We process your application as soon as we get your car’s details
  3. Our staff will contact you with a detailed questionnaire, and soon after, we’ll send you a formal loan agreement with all necessary documents
  4. We’ll send you the amount of your loan within an hour of approval (if you qualify), or you can check the status online
  5. We process your payment online, and you are done with all the forms and documents

When used responsibly, car title loans can be a convenient way to access extra cash when you need it the most.

What To Expect From Us?

  1. You get to borrow up to $40,000 on your car.
  2. We, as a loan company, offers our client up to 75% lower interest rates than our competition
  3. Our car title loans terms are for 5-year
  4. If applied with us, you get to pay the lowest monthly payment
  5. We don’t ask for any job requirements
  6. We do not run any financial history check

Rates For Car Title Loans

At Same Day Cash Loan, we offer you a variety of car title loans depending on your financial situation. We also provide different interest rates for different types of vehicles. Interest rates are determined by each state’s regulations and are set by our management team. Therefore, they fluctuate from state to state and vehicle type and condition. We work hard to provide you with Canada’s best car title loans at the lowest interest rate possible.

Please feel free to contact us at 1-855-904-9880 if you have questions or concerns. We’ll be more than happy to answer them!

car title loan

When Bank Denies Funds, Car Title Loan Canada is What You Should Consider

It’s hard enough to deal with the struggles of everyday life, but when the economy takes a downturn, it becomes even more difficult to keep afloat. Inevitably, if we have a few setbacks over time, it can compound until something seems to fall through no matter what we do.

What do you do when the bank denies funds?

When faced with these situations, there is one option that many people turn to, and so should you, considering car title loan. When banks deny funding, it is either because you are not the prominent account owner or because they have rules that prevent them from lending funds to individuals who don’t have a good credit score. With car title loan Canada, this could be a non-issue. As long as you are an individual with solid credit or not, you are guaranteed to be approved for any funding.

That is why it makes sense to consider choosing Same Day Cash Loan with more options available to them.

Car title loans offers you a way to get the funds you need without even taking out a bank loan. As soon as an application has been submitted, we will approve the loan and send it immediately to your financial institution. By applying with us, you will automatically have funds upto $40,000 in your account within an hour of your application being accepted.

Why Car Title Loans Over Loans from a Bank?

  1. Approval is quick: In many cases, whether it be from a bank or a credit union, you could take anywhere from 3-5 days to hear back about approval. Car title loans however, receive approval instantly, so you don’t have to wait around for a response.
  1. You already have the funds: The application process is the same as if you were applying with a bank but with less documentation and your funds are there in your account almost immediately after approval.
  1. You don’t need to go out and get a loan: While the bank loans are outstanding, we have thousands of happy customers who have already gone down this path. It’s as simple as applying with us; with less documentation, easy and quick approval, we will get you the funds in your account immediately with no strings attached.
  1. You won’t need to pay for anything: We only charge you a fee for disbursing the funds and processing your application.
  1. You won’t need to wait around for anything: We are a private lender, and therefore, we don’t have to send you through any hoops. Once we have your application and all the necessary documentation, it will be approved, and your funds will be in your account before you know it.

Is it safe?

Of course, we always want to be sure that you will be able to receive the funding you need. That is why we are fully transparent in processing the car title loans. Should the worst happen and you cannot pay back what you owe, the only thing that we can claim from you is your car title. And because this is a secured loan, it is a far better option than offering it on an unsecured basis.

Once your application is approved, you will be sent the loan documents that explain what you need to do. You can either sign on the spot or have the funds sent directly to your financial institution. Once everything has been processed, the funds will be in your account within one business day. You can even have it sent to your bank account instead of direct deposit. It means that by applying with us, you will be able to receive the funds instantaneously without any interruptions.

Should you have any concerns or questions, we urge you to contact us at 1-855-904-9880 to discuss our service in more detail. Our company’s goal is to see you succeed, and as long as you have a car not older than 10 years, we can help. Contact us today if you are looking for a guaranteed solution to provide the car title loans you need instantly.

car title loan

Borrow Up to $40,000 on Your Car’s Title with Same Day Cash Loan in Canada

If you need cash to cover an emergency expense and don’t have the funds, then Same Day Cash Title Loan in Canada is here for you. We specialize in fast cash car collateral loans Vancouver with minimal documentation requirements so that we can connect you with much-needed funds quickly. Put your car title up as collateral and borrow up to $40,000 in Canadian Dollars (CAD). It’s all straightforward, fill out a form detailing your personal information and submit it online with your driver’s license picture.

The Car Title Loan Process

  1. We will review all Title Loan applications within one business day.
  2. Once we are connected, you will have the option to receive cash loans or car collateral loans. You can do this by either replying to the email we send or making a phone call.
  3. With your completed application and approved funding, you will be able to pick up your cash in as little as an hour after the approval of your form.

What Do You Need To Submit to be Approved?

  1. We require government-issued photo identification such as a driver’s license, passport, or military ID.
  2. We need to see proof of employment with a clear picture of you holding it and your name. If you don’t show us this, we will not be able to move forward until we get it in your application form.
  3. We need to see proof of a direct deposit account where we will send the car collateral loan payments each month while you have the loan. That can be a personal banking account, a business account, or a checking account.

What are the Requirements to Repay the Title Loan?

  1. You will need to make payments on your title loan until your car is paid off in full. We will release the title and transfer it back to you at this time. You may consider applying for a mortgage or taking out a purchase loan to obtain funding once you have paid everything off on your car title.
  2. If you default on a payment, we will repossess the title, and you will have to start over again from scratch.
  3. There are no set monthly payments, so if you have an emergency and need cash, we may allow for a single payment to cover the entire amount owed in one lump sum.

What if I Have Bad Credit or No Credit?

  1. If you have no credit or bad credit, the title loan is the best resource for you.
  2. If you want to take out a personal loan but don’t meet the minimum credit requirement, try a bad credit car loan instead! We may still be able to give you funding with no credit or very little of it.

Is There Anyone Who Can’t Obtain an Auto Title Loan?

  1. Collateral loans are limited to Canadian citizens who are 18 or older and have a valid driver’s license.
  2. Title loans are only eligible for vehicles in running condition. If you need cash for other purposes, such as paying rent or bills, apply today.
  3. We may be able to help if you have an older vehicle with a good and clear title, but there is a minimal chance.

Same Day Cash Loan Canada has connected people with quick and convenient loans for years. We know that unforeseen expenses happen, so we’re here to help. When you need money fast, apply for bad credit car loans. The application only takes a few minutes. Our friendly customer service staff is here to answer any questions you may have. Call us at 1-855-904-9880 and get all the information needed on the spot.

car title loan

How To Get A Title Loan On My Car Near Me From A Good Private Lender?

The quicker you get out of a financial emergency, the better it is for your peace of mind. But ask yourself, what if you don’t have enough savings on hand and your traditional lender takes weeks to process your loan request, 1st lone approve it? The best way you can think of to solve your financial problem is to get a title loan using your car. It is very easy to get and is faster than any other type of loan.

What Does It Mean To Get Title Loan On My Car?

When you use your car title as collateral to avail a loan, it is called a car title loan. The amount of the loan depends on the value and equity of your fully-paid car. The loan can be applied from private lenders like us, Same Day Cash Loan and the approval is just within 24 hours which is faster than other loans.

What Documents Do I Need To Get A Title Loan On My Car?

The following documents are needed for the processing of the car title loan. These documents are solely for the purpose of verification of your personal details and that of the car. We will not store these documents with us. We only need the car title and spare keys with us for the purpose of your loan.

  1. Proof of legal age
  2. A vehicle that is not more than ten years old
  3. A valid Canadian driver’s license
  4. Proof of permanent residency
  5. A second set of car keys
  6. Proof of registration of the car under your name
  7. An all-inclusive car insurance policy under your name (collision and deductible)

What Steps Do I Follow

How to Get A Title Loan On My Car?

To get a car title loan from us, follow these four simple steps:

Step 1: Apply for the loan on our official website by filling up a short application form. Enter your correct personal information and vehicle details.

Step 2: Our loan representative will contact you shortly and arrange for a face to face interaction and verification of documents.

Step 3: Once the document verification is done, the vehicle inspection will be conducted.

Step 4: Based on the results from the inspection and verification, we will tell you the loanable amount you are eligible for and finalize the loan terms.

Step 5: Receive the loan via cash or e-transfer within 24 hours.

Where To Get Title Loan On My Car?

We here at Same Day Cash Loan offer car title loans at friendly terms and competitive interest rates in the industry. Contact our toll-free number at 1-855-904-9880 today.

car title loan

Need Quick Money? Apply Online For A Car Repair Loan

Are you out of cash and facing a financial emergency? A car title loan is the best option for you. It provides the cash you need on an urgent basis by using your car title as collateral. This might be the quickest solution to your short-term financial problems. 

Here’s how to get started with a car repair loan today!

  1. Visit our website and fill up an application form in less than two minutes.
  2. Once your application is approved by our loan agent, we will set an appointment for you to come to our office.
  3. Bring your vehicle title, registration papers and proof of insurance with you.
  4. A car inspection will be conducted before we finalize the paperwork.
  5. Sign a few documents and have your car appraised for its current value. 

The verification of the documents and car inspection takes about an hour or so. As soon as the loan is approved , the cash will be deposited in the bank account of your choice. The money can also be transferred to you via the cash pick up option.

What are the Requirements for a Car Repair Loan?

You don’t need much paperwork to get a car repair loan. It’s quite simple. Below are the documents that’ll help you get quick approval. 

  • Proof of legal age in your location
  • Your vehicle should not be older than 10 years
  • A lien-free car title
  • Registration and insurance papers of the vehicle
  • A valid Canadian driver’s license 
  • Proof of permanent residency in Canada
  • A separate set of car keys 

Frequently Asked Questions

  • My credit score is not good. Can I still get the loan?

A bad credit score has got nothing to do with this loan. You can still get a loan regardless of your credit score. People with low credit rating or bad financial scores can still get a car title loan. This is because they already have an asset, their vehicle, which will be used as collateral.

  • Can I repay the loan before the due date?

You can repay your loan before the due date. It is possible to repay your loan early and save on the interest. There will be no prepayment penalty in this case.

  • Do I have to surrender my car to the lender?

You can keep driving your car. We won’t keep it as collateral, you are free to use it like before.

  • I don’t have a job right now. Can I still apply for the loan?

There’s no need to have a permanent source of income to get loan approval. Anyone in need of cash can apply for this loan and the funds are usually given within a few hours.

Hurry and apply for a car collateral loan today. If you need quick money, you can apply online or call our toll free number at 1-855-904-9880.

car title loan

Car Title Loans Let You Have Cash The Same Day of Approval

One of the worst things that can happen to any hardworking Canadian is not being able to pay the bills. It can be especially difficult if you are a low-income worker and do not have emergency savings or credit cards with available limits. Car title loans come into play: they’re cash loans on your vehicle that let you have money on the same day of approval and don’t require a credit check or a job. Consider taking out a car title loan if you need some quick cash. This type of loan is secured against the vehicle you are pawning and gives you some flexibility to use it.

Car Title Loans Are Simple

When you get a loan using a car title, you don’t need extensive documentation or proof of income. You need to be the legal owner of a vehicle and have the title and some form of identification. For this reason, Car Title Loans are typically easier than other types of loans. You don’t have to wait weeks to receive money, and you don’t have to provide banks with personal financial information. Regardless of your income, assets, or credit history, you can qualify for a car title loan and get cash in hand from Same Day Cash Loan.

Car Title Loans Are Fast

The best part about no-credit-check car title loans is that they are fast. You won’t need to go through hours of red tape or wait days just to be approved for money. The application process is quick and easy, as is the approval process. The cash is in your hands in an hour on the same day, qualifying these loans as an immediate financial solution.

Car Title Loans Are Flexible

The amount of cash you can borrow from a car title loan varies and is determined by the value of your car. You’re typically allowed to take out about half the market value but no less than $1000. Because this loan isn’t secured by any collateral or assets other than your vehicle, you can use it for various expenses such as rent or groceries. With us, you can borrow $1000 to $40,000.

However, there are some requirements for the type of vehicle you can use for car title loans. Your vehicle must be titled and registered in your name to be eligible. Once you’ve applied for the loan, you have to ensure that you have insurance on your vehicle, even if it is paid on time. In addition to this, there are restrictions on how old the vehicle must be and whether it has been in an accident.

It’s easy to see many advantages to online car title loans. The amount of cash you can get is flexible, and you can use the loan for various purposes. You don’t have to worry about those requirements like job security, credit history, or income because all you have to do is offer up the vehicle you will sell anyway. With us, it’s just a matter of filling out an application and waiting for approval from our team.”

Same Day Cash Loan is a wonderful service for anyone with financial difficulties. If you are jobless, you can use our service and apply for a cash loan against the value of your car. The definition of same-day cash loans is that you will get money on the same day you apply for car title loans. For more details and information on how to apply, please visit our website and apply today. Our service is guaranteed. Contact us today at 1-855-904-9880!

bad credit car loans, car collateral loans, Car Equity Loans, car title loan

Helpful Tips To Choose The Best Company For Car Title Loans

If you’re looking for a fast cash loan without a credit check, turn to Same Day Cash Loan’s car title loans with no credit check. When you need immediate funds but don’t have the time to put together an application or complete a lengthy loan process, you can get the cash you need by giving the car or truck in your name to a licensed lender who will use it as collateral.

Choosing a company with an established track record is also important to consider when selecting a title loan service. Companies with a history of providing good customer service and strong insurance coverage are more likely to be trustworthy and respect their customers.

Title loans are often seen as a secondary alternative. Considering the financial services available to use extra funds for unexpected circumstances.

Some Tips To Choose The Best Company For Car Title Loans

  1. Find out what interest rates they offer: with high-interest rates and fees, it will cost more in the long run. Thus, the best way to find out about the payback time is to find out what finance options they offer.
  1. Experience: The longer a company has been in business, the more chances it has proven its effectiveness. So, check their records if you want to limit your risk when choosing a company for bad credit car loans. Look for companies that have been around for at least three years.
  1. Customer service: Be sure to ask their customer service representatives about the kinds of things they do to improve their services. Also, ask them if they offer a variety of financial options to get the best loan for your needs.
  1. Reputation: You can find out about a company’s reputation by checking if people are satisfied with their experience with the company. Check their feedback and review websites to confirm that they are trustworthy and efficient.
  1. Repayment: Ask for a schedule of payments and what happens if you miss one or more installments. It would be best to ask how much money you can borrow and how much you can pay back each month.
  1. Lending options: The most important factors to consider when choosing a company for title loans are the number of ways they offer you to pay off a same day cash loan. How much time you will have to pay them, and what happens if you lose your car before repaying the loan?
  1. Loan fees: Ask about all the fees involved in getting car title loans. Fees such as application processing fees, loan advance fees, or installation fees are usually included in the payment plan. You should also ask whether you have to pay any more fees if you miss a payment or are late with your payments.
  1. Terms: Ask about their payment plans and how much they charge you each month. Also, check if they offer a variety of payment plans to choose the one that fits your budget best.

Conclusion:

Choosing a company is quite a difficult task because there are so many options, and it is difficult to know which one to pick. The most important thing you can do is make sure that they are reputable and able to provide the type of services you need.

Same Day Cash Loan makes fast cash available to people who may have bad credit and need a loan to help them with their financial needs. When choosing us for title loans, the amount of money you can borrow is about $40,000. Our car collateral loan term is up to five years, and we have been in the business for the past 10 years. Our fees and terms are competitive, taking the stress out of borrowing.

We have a toll-free number and 24-hour customer service for people to get cash quickly. Call us now at 1-855-904-9880.

bad credit car loans, car title loan

How To Qualify For Car Title Loans With Bad Credit Score?

If you need money fast and have a car, car title loans in Canada might be what you’re looking for. But if you have a low credit score, there are a few extra steps that you will need to take to qualify for this loan. There is the option to get a title loan with bad credit on your car outright or through financing, where you’ll make monthly payments instead of repaying the entire amount all at once. All you need to qualify for a title loan is your vehicle (which must be registered and insured), a valid driver’s license, and proof of residency.

It would help if you started looking for a car title loan by searching online. You can compare lenders’ rates, terms, and fees in your area. Many car title lenders accept applications online, saving you time and gas money. You’ll have to provide information such as the year, make, and model of your vehicle, its value, and your driver’s license number.

What Are The Benefits That You Can Avail From Car Title Loans?

If you do this, you will be able to get a good interest rate and a low monthly payment on car title loans. Sometimes, the lenders will provide financing at prime rates, which means you can get these lines for a very low cost. You will also be able to choose the date of payment and the amount of each installment payment. This way, you will not have to borrow for a long time, and you will pay less than it would have been if you borrowed from someone else.

When applying for a title loan on a vehicle, make sure that you know the loan terms so that there are no surprises. It would be best to always get everything in writing and only sign the documents when you know what they say. At Same Day Cash Loan, we believe in working with full transparency with all of our clients, so feel free to apply.

What Are The Requirements You Should Meet To Get It?

It would be best to look on the Internet for lenders in your area that offer car title loans. Research the loan options, interest rates, and other provisions before choosing a lender. In most cases, you will need to have a steady income source, a car registered in your name, and proof of insurance on your vehicle. Whereas we check your credit score, and when you apply with us, having a job or not is not a problem while approving you for a loan. We will approve you even if you are unemployed.

Check several different companies before deciding on one, and compare the rates and terms to choose the one that works best for your needs. You should also find out whether there will be any additional fees associated with the loan because this information should be included in the contract you sign.

Conclusion: 

You can easily get car title loans in with a bad credit score if you follow the above points. Keep in mind that a car title loan is not an alternative to solving your financial issues. It is just a source of funds that you can use to help you get back on track.

We at Same Day Cash Loan have helped thousands of people across the country looking for cash loans with bad credit to find an easy solution in getting money for emergencies with no risk and no upfront fees, only using their vehicle as collateral. We encourage all those who need some extra cash to apply with us and find out how much they can get, pay their bills and make all their payments on time. Contact us to know more about car title loans at 1-855-904-9880.